Ok, I have applied for a sonyma mortgage in New York state and I was wondering how long it takes to actually receive a commitment letter stating that they will fund you or not. (My banker who is licensed to do sonyma mortgages just sent out the package with all our tax statements, income, dirvers lisc, ect) to them..Via fed ex…but I am so anxious as to how long this is going to take? The offer is already in for our home and our banker said we should close within 30-45 days but I heard they move like slugs at sonyma. I just want to be able to foresee any unknown delays or experiences anyone has had with them/ and or if you know the process going forward from here? Thanks a bunch….and please no smart answers. Thank you kindly