Does your insurance cover your mirena?
Okay, my stupid birth control made me throw up constantly (too much estrogen and had my meds changed twice already) and I am sick of this pill crap you have to take every day because I am busy physical therapy student and just do not have time to worry about it. My doctor mentioned Mirena and she said I should give it a try. Anyways, I am under my parents insurance right now and my parents have really, really good insurance, they covered everything i have needed (including stupid things like face cream or excessive sweating armpit stuff), but they will not cover mirena. It kind of pisses me off, I am thankfully lucky my parents make a great deal of money so my mom doesn’t mind having to pay for it without insurance, but I am a little ticked off that it wouldn’t cover it. Isn’t mirena cheaper than me having baby…I just thought for that reason alone they would support it. I havn’t been taking my birth control, because I am too busy to lose any sleep in the middle of the night due to throwing up that nasty birth control medicine. Anyways, I am really excited about getting mirena, my sister loves it. (also, i thought they would cover it because I am 20 years old, have been in the same relationship for 6 years and an in engaged). Well, anyways, my parents are paying for the mirena alone $588-did anyone else have to pay for it our of there pocket? Do you like it, because everyone i talk to really likes it? Please supply me with your input. Thanks
September 14th, 2011 at 12:36 am
It varies from policy to policy, whether or not the employer group has elected to purchase coverage for contraceptive devices/implants (like an IUD). (As opposed to contraceptive medications like the Pill.)
However, I’d say based on observation that a higher proportion of policies do not cover Mirena. I’d guesstimate about 60-65% of policies don’t cover it.
Its not really relevant whether Mirena is “cheaper” than having a baby in terms of coverage. Cheaper for you, but not necessarily for your parents employer and/or the insurance company. (Which may exclude maternity coverage for dependent children on the plan anyhow, etc.)
On a personal note…I had Mirena for a few years after my youngest child was born. Had to have it removed because of some complications, and I’ve quite a bit of pain ever since. (I’ll spare you all the gory details, but it has significantly impaired my ability to function.) As far as I know, the type of complications I had are somewhat rare…not that its any consolation for my husband though, since his life is also affected negatively by my pain. lol.
P.S. My insurance at the time covered me GETTING the Mirena. However, I was on a different policy that excluded IUDs by the time it was removed, so I had to pay for the removal out of pocket.
15 years working for medical providers and health insurance companies
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September 14th, 2011 at 4:36 am
Hey, not having sex is cheaper than either mirena OR having a baby.
I don’t like it, because it works by killing your baby, just like birth control pills. It doesn’t PREVENT pregnancy, it just prevents the pregnancy from ADVANCING. And personally, I’m extremely against killing babies, even when they’re tiny.
15 years working for medical providers and health insurance companies
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